When money is pretty tight, you may feel like you aren’t able to give your child the birthday party they deserve, or desire. However, being able to effectively manage one’s financial resources can be a normal part of life, and a good life lesson for the younger generation. While some compromises may be required, there are ways that you can plan a wonderful birthday for your child, even when you don’t have much money. These may also help to enable your child to appreciate some of the things that they have in life, as well as the work you put…
Author: Stewart Thurlow
The best way to think about your car is like it is an investment. Because that is exactly what it is, and every investment requires proper maintenance in order to maintain its value. As soon as you buy a vehicle, you need to start thinking about the day you might sell it. There is a wide variety of factors that affect the worth of your car. It pretty much goes from preserving its exterior, down to how it looks and feels when you are driving it. Some people would say that the car starts losing value the moment you start…
Cooking is a great hobby to get into, however with 25% of Brits saying they feel too overworked to cook, and 51% spending less than 30 minutes on their home cooked meals, it’s not unreasonable to conclude that a good proportion of the British public aren’t too passionate about cooking. Without the correct skills, the meals you produce may be disappointing and put you off cooking at home. Instead, you may turn to ready meals, takeaways or eating out, which can rack up the pennies and the calories. Cooking is a great skill to invest in if you want to…
The PDF is the most used digital format to view shared documents. The file format is ubiquitous, and accessible on any device. It also preserves the document formatting, and its content is “locked” – you can’t edit PDF content without special editing software. This makes the PDF a perfect medium to hold business records such as invoices, purchase orders, bank and credit card statements, etc. Subsequently, storing records on paper and delivering them using snail mail has long since become obsolete in favor of digital means. Keeping invoices and bank statements in PDF has its shortcomings too, though. The main…
Do you ever get that feeling like you’re itching for some exploration? You want a new city to explore, but travelling somewhere would put a dent in your budget. Don’t fret. There’s a place to explore right under your nose. If you haven’t already considered it, start exploring your own city for some fun activities and places. You would probably be surprised at all the secrets your city has hidden away. Be the tourist instead of the local for the day and you’ll have a blast. Act like a tourist Nobody likes feeling like a tourist when they go…
Just 43% of Americans state that they are extremely or very financially compatible with their partner, according to CNBC. However, 32% don’t believe they are very financially compatible with their spouse. While money might not be much of an issue at the start of your relationship, it can have detrimental effects down the line. College loans and financial problems contribute to more than one-third of divorces, a report from Student Loan Hub reveals. Therefore, when it comes to settling down with your partner, it’s essential that you’re both on the same financial page. Make money talk ‘the norm’ Research…
So, your retirement is just a couple of years away. Though it’s been coming for years, finishing work can still seem complicated when the time comes. Keep reading for some important things you’ll definitely want to consider before retiring. Ways to boost income Once you’ve retired it might be a good idea to find ways to boost your income. There are many creative ways to get some extra cash. For instance, you could use your home’s equity to help fund your retirement using an equity release mortgage. This would give you a tax-free lump sum that you could use…
For longer than I care to remember, I’ve read articles telling me what I should have achieved by the time I was a certain age. Twenty-one, twenty-five, thirty, forty, even fifty and sixty; we’re led to believe that if we don’t stick to these schedules, then we have somehow failed at life. I grew up believing that after university, I would land a high-flying job that would afford me the luxury lifestyle I still to this day aspire to. I was going to live in a penthouse apartment with views of the London skyline, dress exclusively in Armani suits and…
Everyone loves good music, and that’s what a DJ does. A truly great DJ sets the mood for a party. Not only do they get things started, but they also make sure that everyone in attendance has a night to remember. To last in the game and become successful, you need to get these things right to stay one step ahead of the many wannabe DJs. We bring you 10 top secrets of becoming a successful DJ 1. Be a music fan First off, if you’re going to become a successful DJ, you need to be a lover of…
Travelling for business is very different to travelling for pleasure. You are in a destination to work and liaise with clients abroad. You are representing your company, and it’s your responsibility to get the work done. Business trips can be stressful, exhausting and quite challenging. Business travellers have to adapt to a new environment and spend time away from their families. In the pandemic, business travel came to a halt as countries across the globe went into lockdown. Many businesses used video conferencing software for international meetings and conferences. However, one video call does not compare to an entire business trip. Here are a few things if…
A charity event is a fun way to bring people together and raise money for a good cause. Find a charity that you connect with and focus on raising money to support them. You can help them make a difference and encourage others to do the same. A charity event can raise awareness of a prevalent issue in your community and hopefully make a change. Follow this quick guide to organise a successful charity event. Location The location of your event is key. You need to find a place that caters to the style of your event and the…
For many of us, foreign travel is still a seemingly far off possibility and so we’re having to look for other ways to satisfy our insatiable appetite for wanderlust. Books have always been a means of escape for me, and they have definitely been my respite throughout the pandemic. Now, with travel restrictions being tightened yet again, they’re allowing me to travel to far flung destinations from the comfort of my own home. Not only that, they’re educating me, and causing me to rethink where, when, how and why I want to travel. So, this holiday season, why not gift…
The New Year is always a time for reflection, as we set brand new resolutions in a bid to improve our relationships, physical health and earning potential. This is borne out by the fact that forex trading volumes tend to increase in the New Year, with the market now increasingly accessible to retail investors and capable of creating a passive income stream for individuals. For existing traders, the New Year also provides an opportunity to improve their efforts and elevate them to a new level. But how can you accomplish such a goal? 1. Create a Viable Routine If…
The so-called “gig economy” boomed through 2021, with one-in-seven adults operating within this space on a monthly basis. Interestingly, it appears as though the gig economy is increasingly likely to comprise full-time workers in search of a viable side hustle, with this accounting for 48% of those active in the space. But why did side hustles become so popular this year, and what are the best ways to leverage this in the current climate? Why Did Side Hustles Soar Through 2021? Of course, side hustles became increasingly popular through both 2020 and 2021, as more people were required to…