No one is every mentally prepared for the shock that ensues when you collide with another vehicle. Regardless of whether it’s your first car accident or not, it’s never a fun experience.
People who have never been hit by a car before may wonder what to do in such a situation. Often the shock of what’s just occurred distracts you from knowing the right steps to take to ensure that things get done correctly.
Since a car accident can be physically dangerous and lead to legal issues if not handled properly, you should ensure that you know the right steps to take right away.
Check Everyone For Injuries
The most important thing to do first is to ensure that everyone involved in the accident is safe. After first checking yourself, verify that any other passengers are ok as well.
If there are serious injuries that have occurred following the accident, then you should call for help. If injuries are minor, then you can go to the doctor later. Just make sure that you do it so that you can rule out whiplash or any other injury which you may not notice right away. If left untreated, you may have long-term injuries that flare up later on.
Exchange Information With The Other Driver
It’s important to take the information of the other driver so that you can give it to your insurance company. They will need it to be able to communicate with the other driver’s insurance to continue an ongoing investigation of who was liable for the collision.
Not getting the other driver’s information could result in a hit and run where you are liable for the damages incurred on your vehicle depending on your insurance policy.
It’s advantageous to take photos of the accident so that you have a record of what was damaged. Often the other driver may claim damages which aren’t true in hopes of being covered for it; however, if you have photographic evidence, you can discredit their false claims if need be.
Be sure to take photos of both vehicles and any surrounding scenery which played a role in the collision.
Call The Police
Calling the police is a good idea so that they can make a police report for the incident. Having an official record on hand may work in your favor for your insurance claim.
Call Your Insurance Company
Call your insurance company and let them know that you’ve been in a car accident. Make sure that you do it as soon as possible, otherwise taking your time to notify them may look suspicious and work against your case.